Child Support and the Texas Guidelines
Texas uses a percentage-of-income model to calculate child support. The obligor's net monthly resources are multiplied by a percentage that corresponds to the number of children before the court. For one child, the guideline is 20% of net resources; for two children, 25%; and the percentage increases with additional children, up to a statutory cap on net resources.
For many Prosper families, the calculation is more nuanced than a simple formula. The community's affluent demographics mean that above-guideline incomes, complex compensation structures, and dual-income households are common — all of which require careful analysis to arrive at a fair support amount.
Above-Guideline Income in Prosper
Texas imposes a cap on the amount of net resources subject to the guideline percentages. When one or both parents earn above that statutory threshold — a common scenario in Prosper's professional households — the court may order additional support beyond the guideline amount if the child's proven needs justify it.
We build detailed evidence of your children's actual expenses, including:
- Housing costs: The cost of maintaining a suitable home in Prosper's housing market, where rents and mortgages substantially exceed statewide averages
- Education expenses: Tutoring, academic enrichment programs, and school-related fees in Prosper ISD
- Extracurricular activities: Travel sports teams, competitive dance, music lessons, and other activities common among Prosper youth
- Healthcare: Insurance premiums, copays, orthodontics, therapy, and other medical expenses not covered by insurance
- Childcare: Before- and after-school care, summer camps, and other supervision costs
Complex Compensation Structures
Many Prosper parents work in industries that include variable compensation elements — bonuses, commissions, stock options, restricted stock units, and partnership distributions. Accurately calculating net resources requires a thorough understanding of how Texas law treats each component:
- Annual bonuses and commissions are included in net resources and may require averaging over multiple years
- Stock options and RSUs vest on different schedules and must be valued appropriately at the time of the support calculation
- Self-employment income requires analysis of business tax returns, depreciation adjustments, and owner benefits
- Rental income from investment properties (common among Prosper residents with real estate holdings) counts toward net resources
Health Insurance and Medical Support
In addition to base child support, Texas courts order medical support — either requiring a parent to maintain health insurance for the children or contribute to the cost of coverage. We ensure that medical support orders are reasonable and account for the quality of coverage your children need.
Modifying Child Support
Child support orders are not permanent. Texas allows modification when there has been a material and substantial change in circumstances, or when it has been three years since the last order and the current order differs from guideline calculations by 20% or $100. Common reasons for modification in Prosper include:
- A significant change in either parent's income — promotion, job loss, or career change
- Changes in the children's needs as they grow, such as entering high school and requiring a vehicle or increased activity costs
- A change in the custody arrangement that alters each parent's time with the children
- Remarriage or the birth of additional children affecting the obligor's other support obligations
Enforcing Child Support Orders
When a parent falls behind on child support payments, Texas provides strong enforcement remedies. Through the Collin County courts, we can pursue:
- Contempt of court proceedings, which can result in fines and jail time
- Income withholding orders served directly on the obligor's employer
- Liens on real property, bank accounts, and other assets
- Suspension of driver's licenses, professional licenses, and recreational licenses
- Interception of tax refunds and lottery winnings
We pursue enforcement aggressively to ensure your children receive the financial support they are entitled to under the court's order.
Establishing Paternity and Support
For unmarried parents in Prosper, establishing paternity is a necessary step before a child support order can be entered. We handle paternity actions in Collin County, including voluntary acknowledgments and contested paternity suits, and move promptly to establish support once parentage is confirmed.